Over the years, staying in an Airbnb has become an incredibly popular option. Guests book Airbnbs all over the world for vacation, and close to home for a night or two away. Especially throughout the pandemic, many individuals have turned to Airbnb as a good option for a socially distant getaway. But, sometimes, trips don’t get as planned and Airbnb guests can become seriously injured. Read on to learn more about Airbnb accidents and what you should do if you are injured.
Can I Receive Compensation if I am Injured in an Airbnb accident?
In some cases, you can receive compensation for an Airbnb accident, but not all. Airbnb has its own insurance coverage. This coverage is called the Host Protection Insurance, and it provides those injured with up to $1 million for liability claims brought against third parties. This means that if you incur an injury and file a lawsuit, you can receive compensation from the company, rather than the host. But, there are some cases that Airbnb does not provide coverage for. This includes:
- Intentional acts, such as a guest fighting with another person and sustaining an injury
- Accusations of slander or defamation of character
- Property issues, such as bed bugs, asbestos, communicable diseases, or certain other unsafe living conditions
- Auto accidents, such as car accidents occurring on the premises
What if Airbnb’s Host Protection Insurance doesn’t cover the cost of my injuries?
Sometimes, the $1 million Airbnb is willing to provide does not cover the extent of your burdens. This may occur if your injury causes an extended hospital stay, or requires multiple surgeries. In this case, you will want to retain the help of a skilled personal injury attorney to help fight for the compensation you deserve.
Fulfilling the Burden of Proof
In the event of an injury, you will need to provide proof of negligence. In order to do this, you should take photos and videos of the hazardous conditions that caused your injury. Additionally, you should gather the contact information of anyone who witnessed the accident occur. Witnesses may have additional information and can potentially provide witness statements. Additionally, you will need to file your personal injury claim within a certain amount of time. Generally, in the state of New Jersey, you will have two years from the date of your injury to submit your claim.
If you are injured in an Airbnb accident, reach out to an experienced personal injury attorney to discuss your case.
Contact our Firm
We understand the impact a serious injury can have on an individual’s life. If you have been injured in New Jersey due to another party’s negligence, please do not hesitate to speak with an experienced attorney who can assess your situation and guide you through your legal options. Contact our firm today to learn how we can help.